KARMAPATRA BLOGS

OUR THREE MAIN PILLARS:

KARMA PROJECT

KARMASETU

PROJECT HUMANITY

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Blog 1 : Member Benefits for every member

Financial Assistance Image

Financial and Medical Assistance

Initial ₹50,000 death assured fund help (maximum up to ₹100,000 per person, increasing with membership).
100% road accidental medical insurance with no limit for every member.
100% community raised fund dispatch for critical illnesses and conditions such as cancer, spinal muscular atrophy, fire burns, brain hemorrhage, earthquakes, and physical disabilities for those unable to pay for treatment.

Yearly full body checkup worth ₹2,500 for early disease detection and control.

community benefits

Community and Support Services

Organ and blood donation bank on a first come, first served basis and on participation basis.
24/7 emergency helpline, business counselor, personal counselor, medical counselor, legal and law support with a personal advocate assigned to every city.
Fraud reporting, awareness, alert, and support, along with a quality check laboratory for all consumables to guide people about toxin and adulteration levels.
Public media representative from each city to represent the city population’s needs and demands to the government and seek justice for major issues.

opportunity benefits

Economic Opportunities and Benefits

Job opportunities within the entire network, creating an economy that needs a workforce.
Earn by helping people join the system and receive regular income as a cluster development manager or intern.
Manufacturers can access a vast customer base of members and have operations managed if they promise the best service or product at minimum possible margin.
Save 10% to 50% on monthly home expenses by participating in community projects and resources development projects.

50% refund slips for donations to NGOs under 80G for tax benefits.

network benefits

Membership and Network Benefits

Access to pan India with a unique ID for all Karma centers and networks, along with help in growing social presence dedicated to human welfare.
100% ownership of the complete network, becoming a proud member of a 14 crore people family and improving karma by helping millions annually.
Full access to a wide range of library sections in every selected city of India
100% refund policy on member replacement within one year from the date of cluster launch if the system didn’t benefit you.

Blog 2 : List of phase of five year tenure:

Each phase will start running in a selected city once we reach a population size of 5000 members (minimum 10% of total population). Planning and execution will begin once our first cluster of 10000 people is reached, and we will launch phase one in that particular city.

1st year – Food sector

2nd year – Health sector

3rd year – Education sector

4th year – Household goods & services

5th year – self sustainable society development

Food sector

Subsections

  1. Fruits and vegetables
  2. Spices, flours, grains and pulses
  3. Oils, Dry fruits & food testing lab
  4. Bakery and namkeen unit
  5. Sweets, drinking water and Frozen products
  6. Exotic veggies, gruh udyog items and basic processed foods
  7. Essentials foods like (honey, coffee, tea, salt, sugar, sauces, jaggery etc.)
  8. Cloud kitchen services (including dip diet & Tiffin services)
  9. Alternative baby and child healthy food options (fast food, beverages, milkpowder and premixes)
  10. Cold storages and warehouses for yearly supply of food
  11. In house rapid growth green organic leafy vegetables in polyhouses (like fenugreek, coriander, tomatoes etc) to avoid unnecessary inflations because of stockiest (in partnership programs)
Further every phase has post development plan of getting seamless and non inflated supply of goods from partners. To ensure this we will adopt practices like:
  1. In house manufacturing and packaging
  2. 3rd party manufacturing
  3. Cold storage partnerships
  4. State wise procurement partnerships
  5. Farmers training and contract farming
  6. Location specific cost centric purchase (i.e. mirch from Guntur, dry fruits from Kashmir)

Health sector

Subsections

  1. Central Medical warehouse where all branded, ethical, generic, otc will be provided
  2. Injectibles, surgicals and syrups
  3. Medical equipment bank for all accessories and equipments will be available at minimum rent
  4. Other major surgery equipments like (stents, vials, inhalers etc) and antiseptics, sprays, lotions, diapers, sanitary napkins and band aids etc.
  5. Pathology, x-ray and sonography centre
  6. Central MRI and CT scan centre
  7. Dialysis centre on investment return basis programme
  8. Online consultation and online treatment for basic disease as well as treatment at home will be introduce for less serious diseases
  9. A hospital partnership programme will be launched where a hospital allows low fix room rent, fix doctor visit charges and allow medicines and test labs from karma centers
  10. 20 bedded first modular hospital of karma foundation and basic ENT, physician, child pediatric and gynecologist centre will be made
  11. One stop all billing, papers, prescription and insurance management miss will be installed in system
  12. Kidney, eye, skin and diabetes treatment centers will be establish
  13. Bed count will be increase to 50 as well as surgeries like accidental, vital organs, replacement etc will be done

Education sector

Here we have divided complete education under karma project in three zones where modular schools of high quality teaching standards and lowest fee structure will be developed using community funds.
  1. Common learning program for all
  2. Core education – 15 year plan
  3. Selective field expertise – 5 year plan
  4. Job oriented full time courses – 1 year plan (for working in service department of karma project and its subsidiaries)

Subsections:

1. Common learning programme – for everyone in India It teaches what needed to learn to live better life and do maximum work by self and does not get intimidated or scammed by others in life.
Best part is it will be-
  • Free for all
  • can be access by mobile
  • Offline books available
  • can be loaded in pen drive and can be watched on TV
Course format:
  • About India, Its people, languages, castes, festivals, capitals and crops
  • Constitution and rights of people
  • Indian law, its usage and how to fight for you right, filling FIR and complaining
  • All Indian services, and their complain numbers and govt. schemes
  • Day today mathematics
  • Writing an application, resume and public speaking
  • Indian philosophy and Indian leader’s basic outline and learning
  • Major world events and how world has changed
  • Emergency tactics with snake bites, LPG, fire, earthquake, robbery, theft, scam etc
  • Scams and frauds including – social media, Aadhaar, OTP, voice AI, mail ID and hacking tricks
  • Operating basic technologies, devices, services and repairing, install or assemble them by self (TV, mobile, computer, sending mail, EMI, AI, art of googling, pen drive, formatting phone, security of phone, Zoom, WhatsApp as a business tool, making social media accounts and their operation, sending and accepting payments, QR tech, banking and basic banking operations, how to use cheque, DD, NEFT, net banking etc
  • Quick fixing basic damages and how to do basic home chores like drainage cleaning, electricity, plumbing, internet, vehicle basic repairing, safeguards and life hacks
  • Art of getting job and representing yourself, finding opportunity or creating opportunity
  • Communication tactics, dressing tactics and personality, attitude towards life
  • Buying and selling of an commodity, bargaining, cross-selling, upselling, overspending, consumerism, price comparison, saving using coupons and redeem points
  • Insurances, SIP, trading, share market, Sensex, bonds, gold market, MCDEX, mutual funds and saving concepts, trap of investments, right investments etc
  • Agriculture, house garden, basic kitchen gardening, power of mother earth, seed to plant, food safety and storage, cleaning habits.
  • Power of community and resource development, thinking about future and saving for others, natural resources, plantation and how to keep nature alive.
  • Life hacks, basic medicinal treatments, first aid, lifestyle and body checkups, nourishment and nutrition’s
  • Business plan writing, problem solving, conflict resolving, consumer forum, on spot decision making and personal safety
  • Dreams of home, education and marriages, how to plan, manage and execute them, loans and terms of loans, what to do and what not to, self-awareness
  • Finding self, basic yoga, meditation, peace finding, book reading, aura and scams in spiritual industry, astrology and religion
This course is designed to give a basic idea of where life has been reached and at least this updating is a must for everyone to fight with others in the market. This is the basic which everyone should know to live a good and safe life.
2. Core education plan – 15 year plan
  • First 10 year (NEEV- The base) (3 years to 10 years old students)
  • For Nursery to 5th standard
  • Character building
  • Habit building (eating, dressing, sitting, talking, behaving)
  • Attention and observation
  • Basic understandings
  • Calculation tools and techniques
  • Language and phonetics
  • Health-oriented approach
  • Unique pedagogy
  • Experiential and practical learning
  • Practice books, no bag, no stationery, no uniform and strictly no tuition system
  • Yearly examination system – (module basis)
  • Book reading and explanation (every year 4 books)
  • News reading and diary writing
  • Leadership, people skill and team-building skills
  • Yoga, meditation and concentration-building exercises
  • Hobby development (Sport or musical instrument)
  • Language learning 2 languages other than mother tongue
  • Core human values and environmental importance
  • Indian philosophy and religion outline understanding
  • Lightweight subjects and course which has importance to learn With the help of well-qualified teachers and experienced planners
  • Science Kits or mini-project-based labs for interactive learning
  • Next 5 year plan (Root – The structure) 6th standard to 10th standard The core subsection of learning’s will be
  • Core subject skill development
  • Knowledge of world history in detail, policies, politics and social subjects
  • Debates and on-field projects will be allotted
  • Data insights, data collection and data planning and reporting will be taught
  • Personality traits and time management
  • Goal setting and rewarding system
  • Expressing, innovating and presenting ideas and pitching of ideas
  • Designing tools, editing tools and programming of certain languages will be taught
  • Social media expertise, management tools, ERP systems, planning tools and tools which will be helping in the real world will be taught at the school level
  • Analytical, comprehensive reading, quantitative aptitude, reasoning and other skills will be sharpened at this level (9th to 10th level) – specific modules
  • Career selection, career modeling, planning and final field selection will be done in level 10 to get a straight direction for the next 5 years.
  • No coaching’s or competitive focus for the public sector or specific institutes will be there as we has direct to job or innovation approach
Last 5 years (the nirmaan – extensive field-oriented knowledge)
Herein today’s scenario even after spending 18 years of education students follow the mob and don’t have a clear picture of their future. No idea of any technology they want to learn or proper goal setting. They end up choosing any field and waste 4-5 precious years and become unemployable. And then prepare for other competition for the next 2-3 years to land somewhere on the job timeline.
We are here working in core field-oriented learning where the student first decides what he wants to become and the entire 5 years he acquires knowledge of that field and becomes an expert on the topic and its usage in the real world.
For us, a mechanical engineer is a person who can not only start or repair his own car but can design, manufacture and launch his own brand. Such high capabilities will be developed in 5 different modules and cannot be passed until we will be satisfied.
We have further detailed curriculum designed for these sectors mentioned below but only naming sectors as of now-
  • Management sector
  • Engineering sector
  • Medicine sector
  • Designing and drawings
  • Research, social sciences and philosophy
We will focus to create a human who is an innovator, thinker and change maker who can do a job, provide a job and can bring happiness in his or others life.

Household goods and services

As we are now a day’s trapped in consumerism environment where companies are bring lots of unnecessary products by adding non-essential products in existing products and creating hype or demand. We should choose one necessary product from every need in our lifestyle and here is time to sit and think on its importance in our life. Its health factor, cost factor and environmental factor too.
Mostly product is manufactured at ¼ of the MRP mentioned on the product. You can see many examples on shark tank India pitches available online or can do research with 3rd party manufacturing companies who sell same product to 20+ companies in different packaging. And these companies sell at different pricing as per their market and branding.
We are also facing adulteration issues with products manufactured today and in service industry we don’t trust with our vehicles or mobile phone repairing agents. Because we feel that he will change the original part or unnecessary add a part and charge more. What is the solution for such crisis?
Karma project will work with top 3rd party manufacturers and will bring the same quality of branded product for you at manufacturing prices without any quality change or adulteration also in services everything can be assured as we will train employees at its best.

subsection:

  • Cleaning FMCG products,repallents,coils,home care and sprays
  • Bathing,haircare,skin care, baby care products
  • Third party bulk manufacturing from same companies from which big brands do collaboration
  • Repairing mall for all appliances
  • Toys bank and tools bank
  • Clothes and shoes buying and experience centre in modular showroom setting
  • All household needs products like – tumblers, plastic, hardware, electrical, sanitary, plumbing, electronics, utensils, pujan samagri, chemicals etc will be provided directly from manufacturers at best deals
  • Waste or extra appliances sales or exchange bank
  • Event and wedding management complete in house
  • Public Private Partnerships will be done at large scale and on tender basis with whom that is ready to do volumetric sales on maximum 10% profit of the manufacturing costs. Selection and allotment of tender will be done considering various parameters
Repairing service sector-
Repairing services are too costly because of both labor and spare parts are too costly. Also biggest issue is trust issue when it comes to repairing of our assets, whether ethical work will be done, will he replace original parts or misguide us?
  • Mobile or laptop repairing
  • Vehicle repairing
  • Plumbing and sanitation services
  • Electrical repairing
  • Electronic appliances repairing
  • Carpentry or furniture related
  • Metal fitting designing or cutting works
At karmapatra we will develop in house trained workforce who will first check problem and suggest you best option for its solution. He will work with keeping trust and cost saving in mind.

Self Sustainable Society Development

Today cost of living is one thing, for which every person fights, earns runs and do everything to earn his bread and butter. But we don’t know where to stop.
In past 10 years it has became double the cost of running a house in 2014 was 15000 has no became almost 30000 per month (5-6 % inflation) but the increase in salary from 2014 that was 18000 per month has increased just to 28000 in 2024, as well many people has lost their jobs due to pandemic and after pandemic companies attrition rate is too high and people are ready to retain jobs at no increment basis.
But had you ever asked yourself that why do you need money and how much do you need it? What amount will satisfy all your needs and you will feel happy and satisfied that day?
Land cost today is too high and increasing at unreasonable rate that buying a house has become toughest dream other than getting good education and budget wedding. For a middle class rented house is the only choice left which eats out 30-40% of all earnings.
Also dependability on resources like water and electricity is causing crisis in many cities where people are searching for water and complaining about power cuts and high cost electricity.
People took loans which is eating rest of their income at faster pace and will be in stressed situation for long 15-20 years which cause insecurities in their life.
What is solution?
Community living and shared resources is the only solution which can help in reducing cost of owning a house to 25% and cost of living to 50%.A society which runs by itself and completely independent from government or private companies as it generates resources for their own needs and get uninterrupted supply for everything.
It’s a network of co-living space for 500 people with a series of 100+25 houses with capacity of living 4 people each.

Some highlights of Karma co-living society:

  • he individual 2 bhk housing space for four people accommodation which will be allotted to a existing karmapatra member in an open aadhar based lottery system
  • 100 beds for Visitors who can live in the society for 2 days and 2 nights And can experience before investing in the system
  • Lush green environment for of temperature controlling equipments and tree shades, bamboo and other water retention plants and in house plant nursery system
  • Rainwater harvesting ,Water storage, artificial water lake ,water treatment and recharging system
  • 100% Solar connected and equipped system with central air ventilation systems
  • In house dairy farm to manage 30 cows and its processing unit to develop various products from it
  • A connected biogas plant to central cloud kitchen where waste from cows and kitchen plus every household will be utilize
  • Cloud kitchen where common food prepared on daily basis and on order can be prepare for individuals
  • Separate app and separate meters for all usage and green awards will be given every year based on how houses utilize resources and left lesser carbon foot prints
  • A community hall, IT room,library,sports arena will be designed with many small open grounds as well as central speaker system call for exercises,announcements,birthdays and food intervals
  • A common cloth wash and ironing centre with lockers where a person can wash cloths and iron the as per available time to reduce waters wastage, space management and reduce costs
  • A team of 20+ dedicated people who manage and runs entire society will be employed on yearly basis(cloud kitchen, laundry, dairy, water, electricity, biogas, cleaning, maintainance, security etc)
  • In house common business which will help community to earn and reduce cost of survival as well as to reduce dependency on others for basic needs(like veggies,sprouts,ayurvedic herbs importance plants, spices etc) as well as produce which can be sold to open markets
  • Only converted or swappable electric vehicles are allowed you can rent or can use own vehicles which comes into these category
  • Central commute service in form of vans will be available on holidays or special days
  • Central wifi system and other entertainment services are available
  • A complete Vedic interior with bamboo and mild steel will be used in GFRG -PUF panel based low cost modular houses.
  • No selective rules, no tough policy on living with love and humanity without harming others is a key.
This place will be a real heaven where a person can work towards real life goals of self actualization and work for research in betterment of humanity as whole
I have dream to provide this location at 100rs per person per day Where everything is included if funding done on basis of fundraising Or on basis of 160 rs per day per person if funding to be done by karmapatra foundation from its various operation or via investors
This is entire five phase plan I have mentioned here which is just a tentative plan and detailed practical approach plan with all possibilities is secured with karmapatra foundation which we will explain to its members phase wise in our meetings.